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Frequently Asked Mortgage Questions

Do you have questions? We can help! You will find the answers to several frequently asked mortgage questions below.

Cash deposits are normally not accepted due to the lack supporting documentation.

Transfers made between accounts under your name are acceptable and can be documented. Transfers from accounts that are not under your name are only accepted if they are a gift from a relative.

Upon writing an offer your down payments funds should be available. Funds will be reviewed and verified prior to closing.

Yes, earnest money can be credited toward the down payment.

Most recent 2 years W2/1099 forms
Most recent 2 years Federal Tax Returns (All Pages)
Most recent month’s paystub(s)
Most recent 2 month’s statements for Checking, Savings, and Retirement accounts Copy of your Driver’s License

Changing jobs is normally not recommended before or during the loan process. Please be sure to discuss this with your loan officer prior to making any job related changes.